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    • AIA

    Insurance Discount & Coverage

    Reduce Stress Eat Well Check Your Health Quit Smoking Stay Active Sleep Well In progress Completed RECOMMEND FOR YOU

    What Is This About?

    Enjoy an upfront discount on your first-year premium or free additional coverage when you purchase selected AIA insurance policies.

    What’s more, you can boost your premium discount and additional coverage with a higher AIA Vitality status as you get healthier and fitter.

    To enjoy the AIA Vitality insurance benefits, you must have a valid AIA Vitality membership and be the insured of the eligible AIA insurance policy at the point of purchase.

    • INSURANCE PREMIUM DISCOUNT
    • ADDITIONAL INSURANCE COVERAGE


    What Will I Get?

    5% upfront

    Enjoy 5% upfront Vitality discount on your first-year premium for selected AIA insurance plans and riders.
    5% discount
    Enjoy an additional 5% promotional discount on your first-year premium for selected AIA insurance plans when you join the AIA Vitality programme!
    Up to 15%
    Level up your AIA Vitality status and boost your premium discount to a maximum of 15%! Now that’s what we call a good deal.

    Insurance Premium Discount Adjustment

    From the second policy year onwards, your Vitality discount for insurance premium may vary depending on your AIA Vitality status nearing policy anniversary.

    • Your Vitality Status
      Annual Adjustment
    • null Bronze
      -2%
    • null Silver
      -1%
    • null Gold
      +1%
    • null Platinum
      +2%
    Accident Pro Prime
    • null
      Year 1
      John’s Vitality status starts at Bronze.
      AIA discount = 5%, Vitality discount = 5%
    • null
      Year 2
      John’s Vitality status elevates to Gold.
      AIA discount = 0%, Vitality discount = 5% + 1% = 6%
    • null
      Year 3
      John’s Vitality status drops to Silver.
      AIA discount = 0%, Vitality discount = 6% - 1% = 5%
    • null
      Year 4
      John’s Vitality status elevates to Platinum.
      AIA discount = 0%, Vitality discount = 5% + 2% = 7%
    • null
      Year 5
      John’s Vitality status elevates to Platinum.
      AIA discount = 0%, Vitality discount = 7% + 2% = 9%
    Need to Know
    + EXPAND
    - COLLAPSE

    • The maximum Vitality discount for insurance premium is 15% and the minimum is 0%.

    • The 5% upfront Vitality discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.

    • Discount applicable from the second policy year onwards will depend on the AIA Vitality status attained and is adjusted against the upfront Vitality discount.

    • The 5% upfront Vitality discount is not applicable for AIA Max VitalHealth, AIA Max VitalCare and AIA Hospital Income plans.

    • The additional 5% promotional discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.

    • For each subsequent policy year, the Vitality discount may increase or decrease depending on your AIA Vitality status 45 days before the policy anniversary date.

    • The additional 5% promotional discount on your first-year premium on the selected AIA insurance plans and riders listed above will be valid till 31 December 2021.

    • If you terminate your AIA Vitality membership, your Vitality discount will also cease. Your insurance premium discount will be reduced to 0% starting from the next policy anniversary but your policy(ies) will remain in-force.

    • For more information, please contact your AIA Financial Services Consultant or Insurance Representative.

    What Will I Get?

    Enjoy free additional coverage, called the PowerUp Dollar, on selected AIA insurance plans!
    Up to 25%
    Level up your AIA Vitality status and boost your PowerUp Dollar.

    PowerUp Dollar Adjustment

    The table below shows the annual adjustment according to your AIA Vitality Status annually.

    Per $10,000 base PowerUp Dollar.

    • Your Vitality Status
      Annual Adjustment
    • null Bronze
      -10% -$1,000
    • null Silver
      -5% -$500
    • null Gold
      +0% No Adjustment
    • null Platinum
      +5% +$500
    Need to Know
    + EXPAND
    - COLLAPSE

    • If you terminate your AIA Vitality membership, you no longer get to enjoy the AIA Vitality PowerUp Dollar Benefits. Your insurance PowerUp Dollar will be reduced to 0% starting from the next policy anniversary but your policy(ies) will remain in-force.

    • For more information, please contact your AIA Financial Services Consultant or Insurance Representative.

    Click Here
    Eligible AIA Insurance Plans
    • download insurance benefits at a glance download insurance benefits at a glance
    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details
    Marketing Consent
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
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